Sample book · October 2026
Late-payment recovery
A sample book the size of a two-hospital system: commercial claims over two and a half years, six fictional plans in six states, run through the Blackstone Recovery engine as of . The claims are synthetic; the computation is real. States and rule parameters are masked.
Sample data · states and rates maskedKey terms
What a plan owes on top of the claim when it pays after its deadline. Rarely sent unless asked.
Documented from the plan's own remittance under a settled rule. Goes into a schedule as is.
Set by the state's rule, not the amount: states where counsel has not yet signed off the demand form, or a penalty-type rule. Fully computed and documented.
Computed but not demanded: a tiny amount, an expired window, or a pend the plan can cite.
Late-payment amounts the plan did send, read from the remittance and subtracted first.
Employer self-funded plans sit outside state rules and are dropped before any schedule.
At scale
Interest-type states, before the penalty-type state.
Paid vs. owed
What the rules say was owed on this book, split into what the plans sent on their own and what is still recoverable. Interest-type states.
Recoverable by plan
Net of anything the plan already sent. The penalty-type state is measured on billed charges, not as interest, so it is charted on its own scale.
By deadline month
By the month the plan's deadline fell. The oldest months expire first.
Days late
Late-paid lines, by days past the deadline.
Denials
Denied claims checked against the same deadline.
Time to collect
By time left before the limitations period closes.
Audit trail
One ready-to-send line and the record behind it.
Deadline length and rate masked. The full record names the rule, its version and the citation for each parameter.
Screened out
Claims kept out of every schedule.
| Reason | Claims |
|---|